How a person handles the universal trading tool "money" is the way to have these goals in mind. Only that person knows where his money goes everyday. Just like a driver in car holding the steering wheel. He is the master of the machine. In a certain way that if this man lets money handle him, most predictably he will be broke in a few months or years. But if he use it in the right way it will multiply on the long run.
"Suffer the pain of discipline or suffer the pain of regret." it is a powerful word and it strikes deep into our gut. Discipline is a difficult thing that is why not everyone is rich. Being rich is being responsible. Have you heard about the news about a lotto winner who became bankrupt after a few months? It only illustrates that "hard work is different from luck"